Brian Wang
William Shatner, Captain Kirk, gave screenshots of the live X Money UI. X Money (also called X Payments or the payments/wallet feature inside the X app) is Elon Musk’s long-planned move to turn X into a super app like WeChat. Handling P2P transfers, wallets, debit cards, bills, shopping, creator payouts, and eventually banking/investing/crypto all in one place tied to your X profile/social graph.
It is not fully released to the general public, BUT a limited external beta is now LIVE for select testers/invitees. Internal closed beta among X employees has been running since at least February 2026.
Beta users see — Teslaconomics (@Teslaconomics) March 3, 2026
That thread lays out the full Elon vision (internal beta live, licenses, Visa, WeChat-style everything app, X profile = financial ID, trillions in payments opportunity, valuation upside, etc.).
Your X identity/following becomes a financial asset — others will underwrite it. Building an audience and posting quality content could literally help you get loans/credit/investments.
Stablecoins explode and yield flows to users (not banks/platforms) because of the social layer + transparency.
Fraud collapses — the cost of being a bad actor skyrockets because you risk getting sidelined from the entire ecosystem (social + financial).
Bolding Going into X Money
He ends by calling it “Exciting, as a user, to be a part of this…”
Here’s a few more screenshots. There’s a debit card with cash back too! 😳😱 pic.twitter.com/yeKE1gXAjQ
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